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Commercial Solutions

We prioritize providing you with the education and support necessary to make confident, informed decisions. Backed by deep market insight and strong carrier relationships, our commercial team structures tailored coverage for property, liability, auto, and specialty risks. We aim to function as an extension of your leadership team, delivering strategic guidance so your operation stays protected.

Busy mall with foot traffic where General Liability is essential for any third-party accidents

General Liability

Every business is exposed to third-party claims for bodily injury, property damage, and personal or advertising injury. We start with a 360-degree review of your operations, contracts, and loss history to uncover hidden exposures, then structure a liability program that delivers protection for these exposures. Leveraging our broad carrier network, we secure accurate terms and tighten policy wording to satisfy landlords, vendors, and project owners. 

Buildings in Miami protected by Commercial Property Insurance

Property

Your buildings, inventory and revenue are the backbone of your business. We start with a detailed review of each location to verify values, construction, and exposures. We then design coverage that shields both physical assets and business income, adding extra protection for additional risks where required. 

Executives discussing their Directors & Officers coverage

Management Liability

​Corporate decisions attract scrutiny and lawsuits that standard policies do not address. Our team shields your directors, officers, and fiduciaries with carefully structured coverage for D&O, employment practices, and fiduciary duty. We negotiate clear policy wording and seamless limits that are adequate for your business.

Doctors operating stress free because they are protected by their Professional Liability policies

Professional Liability

Service firms face allegations of errors, omissions, or negligent advice that can erode both finances and reputation. We review your scope of work, vendor contracts, and claim history to craft Errors and Omissions protection that responds to financial loss claims arising from your professional services.

A fleet of cargo vans protected commercial auto liability

Commercial Auto

Road incidents expose your business to costly injury, property, and cargo claims. We examine your fleet mix, driver records, and routes to secure liability and physical damage coverage that meets requirements. Our team ensures certificates are always available through our client portal, helping you minimize downtime and keep every vehicle earning.

Cyber Liability claims team negotiating with a hacker

Cyber

Cyber threats are growing rapidly, risking costly downtime, data loss, and reputational harm. Our cyber coverage options protect against the financial consequence of events such as ransomware, breach response, and business interruption. 

Don't see what you need?

Insurance needs don’t always match a standard product label. If the coverage you require isn’t listed above, we have broad carrier access and technical expertise to build policies for specialized or emerging exposures. We routinely place solutions for environmental liability, international operations, marine and cargo risks, captives, and other niche programs, aligning terms with contractual and regulatory requirements. Connect with our team for a straightforward review of your situation.

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