All Posts

Large construction projects involve numerous moving parts, including subcontractors, trades, suppliers, architects, engineers, and general contractors, all working on the same site. With so many parties involved, the risk of accidents, injuries, and liability disputes increases significantly. That’s why many large projects utilize wrap-up insurance programs, such as OCIPs and CCIPs. These programs consolidate coverage under a single policy to simplify insurance, reduce costs,

Contractors take on a lot of responsibility. Clients hire you for your expertise, whether you’re a consultant, designer, IT specialist, construction subcontractor, inspector, or any other professional service provider. But even the most skilled professionals can make mistakes. A missed deadline, a miscommunication, or a simple oversight can lead to financial losses for your client and a claim or lawsuit against you. So what coverage protects independent contractors from these

Running a construction company means managing risk every day; job site hazards, equipment theft, accidents, and liability claims are all part of the business. Insurance isn’t just a box to check; it’s a crucial safety net that keeps your operation running when the unexpected happens. One of the most common questions contractors ask is: “How much does insurance actually cost for a construction company?” The honest answer? It depends. There’s no one-size-fits-all number because

If you’re a general contractor, insurance isn’t optional, it’s essential. From licensing boards to project owners, nearly every aspect of your business requires proof of insurance. Without it, you could lose out on contracts, violate state laws, or face devastating out-of-pocket costs after an accident. Understanding the insurance requirements for general contractors  is key to staying compliant, competitive, and financially secure. In this article, we’ll break down exactly w